Posted by Sergio Villasana | Oct 08, 2024 |
While I am not an auto insurance agent trying to sell you extra insurance coverages, I am an attorney trying to help you the general public as well as my clients and prior clients understand what auto coverages are out there that can protect you and aid you in unforeseen events. I have discussed...
Posted by Sergio Villasana | Oct 08, 2024 |
For non commercial, the minimum auto liability insurance policy limits in Texas are 30/60/25, which means:
Bodily injury: $30,000 per person, up to $60,000 per accident
Property damage: $25,000 per accident
Liability insurance protects the at fault party up to a cert...
Posted by Sergio Villasana | Oct 08, 2024 |
In my opinion Uninsured/Underinsured Motorist Protection is the most important auto coverage outside liability coverage that a person may purchase. Uninsured Motorist Protection(UM) covers people and their property against uninsured drivers. For UM to apply several conditions/elements must be m...
Posted by Sergio Villasana | Oct 08, 2024 |
Misnomer- a wrong or inaccurate name
Often I hear from clients or perspective clients that they carry full coverage on their vehicles believing that they are fully covered against all matters as to the operation of their vehicles. While I do understand this term is confusing as in its face it i...
Posted by Sergio Villasana | Oct 08, 2024 |
Throughout the years I have encounter many clients who had accidents where there is a red light or a who changed lanes dispute. Without video or witnesses it is extremely difficult to prove who caused the accident. In these type of cases often the adverse party's insurance carrier will side wit...
Posted by Sergio Villasana | Oct 08, 2024 |
I have come across clients and perspective clients who at the time of an automobile accident the at fault party asked and convinced my clients or perspective clients not to call the police. It is ill advise not to call the police. There are times when the at fault party provides false informati...